Question: How Can I Check My SSS Loan Status Online?

Can I pay my SSS loan in full?

The LRP allows SSS member-borrowers to settle their overdue loan principal and interest in full or by installment under a restructured term depending on their capacity to pay.

For both payment schemes, SSS will waive all the loan penalties after the member has completed paying the restructured loan..

What is monthly salary credit in SSS?

Monthly salary credit salary credit means the compensation base for contributions and benefits related to the total earnings for the month. (The maximum covered earnings or compensation is P16,000 effective January 1, 2014). … Let us assume that the six highest monthly salary credits are P15, 000 each.

How much is the maximum loanable amount in SSS?

The maximum loanable amount is P1,000,000.00. Actual need of the borrower based on the contract to sell/scope of work and bill of materials evaluated by the SSS.

Can I pay my SSS loan thru GCash?

SSS members (self-employed, voluntary, OFW, farmers, fishermen, non-working spouse) can pay their SSS contributions and loans using GCash. No need to line up at payment centers. Just dial *137# *143#. … Payments made thru GCash have no transaction fee.

Can I withdraw my SSS contribution?

However, once you become a covered SSS member, you become a member for life. The contributions that you remit become savings for the future that will serve as basis for the granting of social security benefits in times of contingencies. Membership cannot be withdrawn and contributions paid cannot refunded.

How much is the maximum loanable amount in SSS 2019?

The maximum loanable amount is P2,000,000.00. The loan amount granted is the lowest amount based on the following factors: Appraised value of collateral of at least 70% but not to exceed 90%. Borrower’s capacity to pay.

How can I check my SSS loan status through SMS?

Check the Status of Your Loan You can also use it to know the date when your loan application was approved. To inquire about the status of your loan, text SSS LOANSTAT to 2600.

How many days is the processing of SSS calamity loan?

If release thru UBP Quick Cards: The loan proceeds shall be credited to member-borrower’s account within three (3) to five (5) working days from approval date of the loan. Member-borrowers may avail of UBP Quick Cards at UBP Kiosks located at selected 26 SSS Branches.

What are the requirements for SSS calamity loan?

How to qualify for the SSS calamity loan assistancehave at least 36 monthly contributions, six of which should be posted within the last 12 months before the application.have a work or home address within the Philippines as reflected in the SSS database.More items…•

How can I check my SSS status?

How to Check Your SSS Contribution OnlineStep 1: Visit the SSS website. Access the SSS website. … Step 2: Log in to your My. SSS account. … Step 3: Go to the SSS Contribution Inquiry page. Hover your mouse over the E-SERVICES menu and then click on Inquiry. … Step 4: Go to the Contributions – Actual Premiums page.

Can I loan in SSS without work?

SSS allows you to apply for a cash loan as long as you are currently employed or currently paying as a self-employed or voluntary member. In a way, it falls under the category of salary loans because only employed contributors or similarly eligible contributors are able to avail of it.

How can I get my SSS user ID and password?

Forgot Username / Password. Enter your CRN/SS Number and the captcha. We will send a link to your registered email to reset your password.

What happens to unpaid SSS loan?

Any unpaid SSS loan will be deducted from your retirement, death, or disability benefits. The deduction will be huge if you’ve stopped making loan payments for many years.

What happens if SSS loan is not paid?

Any unpaid loan amortization shall bear a penalty of 1.5% for every month of delay. If the mortgagor fails to pay at least six (6) monthly amortizations, the SSS may immediately foreclose the mortgaged property.

How many years should I pay SSS contribution?

Must have been working as Surface/Underground Mineworker for at least five (5) years (either continuous or accumulated) prior to the semester of retirement. Member is at least 55 years old (technical retirement) and have paid at least 120 monthly contributions prior to the semester of retirement.

How can I follow up my PAG IBIG calamity loan?

For questions or to follow-up on your loan application, please call (02)8724-4244 or chat us by clicking on the icon found at the bottom right of your screen.

How will I know if my SSS salary loan is approved?

You will be notified through email about your SSS salary loan application’s status. You will also receive a text message after your loan has been approved.

How long will it take to get the SSS loan check?

The loan proceeds shall be available to member-borrower’s account within three (3) to five (5) working days from approval date of the loan. The salary loan proceed is accessible through any Megalink, Bancnet and Expressnet Automated Machines.

How can I apply online for salary loan?

Log-in to your SSS online account. In your dashboard, hover over the “e-services” tab. It will drop down a list of menus including “Apply for a Salary Loan.” It will show you a loan application form.

How can I check my SSS number online?

If you have an online account, log in to the SSS Member Portal. You can view your SSS number below your name on the upper left corner of the page.

How much is the loanable amount in SSS calamity loan?

Loan Amount Members can borrow up to 80% of their Total Accumulated Value (TAV) subject to the terms and conditions of the program. Calamity Loan Interest rate is 5.95% per annum. The loan is amortized over 24 months, with a grace period of 3 months. Paying period begins on the 4th month following their check date.

Who qualifies for calamity loans?

The following are the qualifications in order for members to apply for the SSS calamity loan:Members who’ve had at least 36 months of contributions; with six (6) posted within the past 12 months on or before the month of application.Home address of the member should be at a declared State of Calamity.More items…•

What is salary loan in SSS?

The salary loan is the most availed loan program of the SSS. Under the program, members may borrow up to twice the average of their 12 latest posted monthly salary credits. It is payable in 24 monthly installments with an interest rate of 10 percent per annum based on its diminishing principal balance.

Can I apply SSS calamity loan with existing salary loan?

Nicolas also said that SSS members who have an existing salary loan can also avail of the calamity loan, provided that the member pays his or her SSS loan dues on time. … SSS members who can avail of the unemployment, Nicolas said, should have at least paid SSS contribution for 36 months.

How can I register my SSS loan online?

How to submit application via SSS WebsiteVisit the SSS website (sss.gov.ph) and click Member.Enter your User ID & Password and click the box for the captcha.Under E-Services, click Disbursement Account Enrollment Module and enroll in the system your bank account where the loan will be disbursed.More items…•

How can I pay my SSS loan?

To proceed with payment:Log on to https://www.sss.gov.ph.Click on Payment Reference Number (PRN)Copy the generated Payment Reference Number (PRN)Be sure to check if covered months being paid for is correct. … Log in to Security Bank Online.Select Pay Bills under Payments & Transfers.More items…