Question: What Do Local Authority Searches Show?

Why do local authority searches take so long?

Delays in receiving the search results can have an impact on the length of time it could take to complete your house transaction.

If you are in a chain, it’s difficult to judge which search is better, as the speed of the transaction will depend on other parties in the chain..

How much do local authority searches cost?

Personal search company fees usually range between £75- £120 for a standard search. Alternatively, you could purchase a fixed fee ‘bundle’ package from your conveyancing solicitor to cover the four main report criteria (Local Authority, Drainage and Water, Environmental and Chancel reports).

What do conveyancing searches look for?

Conveyancing searches are a standard set of questions submitted to the relevant authority by your conveyancer or solicitor to find out important information about the property. Property searches are made up of a local authority search, environmental search and drainage search.

What do solicitors searches include?

Conveyancing searches are often a mysterious topic to a home buyer. Searches are enquiries submitted to various authorities which provide you with more information about the property you are looking to purchase. These authorities include Local Councils, the Environmental Agency, Coal and Water Authorities.

What happens after house searches?

Once your mortgage has been approved and the searches have been completed by your conveyancing solicitor you will now be able to sign and exchange contracts which legally commits you to the purchase of the property. You will then be asked to pay the deposit, which is usually 10% of the property’s value.

What do house searches look for?

‘Searches’ or ‘property searches’ are completed by your solicitor. They work with the local authority (and other organisations) as part of the home buying process. They use these to find out any information about the property. As well as any local development plans that may affect the home you plan to purchase.

Why do solicitors take so long?

There are numerous factors that can cause delays, delays in conducting or obtaining searches, differences in valuations, the size of the chain, unresponsive buyers or sellers, a solicitor having too much to handle or simply being bad at his or her work. …

Can local searches be fast tracked?

However, there are still many local authorities that do offer a fast track local authority option for an extra fee. Search turn around can be anything from 48 hours to six weeks, so If you are able to fast track, this might mean that the search would come back in 2 weeks instead of maybe 3 to 6.

How long does it take for local searches to complete?

When the search results are back, your solicitor will send a copy of them to you with a report summarising the main points. These usually take 2 to 3 weeks but the local authority search can take up to 6 weeks depending on the area and workload of the relevant local authority.

How long are local authority searches valid for?

6 monthsHow long is a local authority search valid for? Local Authority searches need to have been ordered within the last 6 months to be valid at the time of completion. So if a search was ordered in January, completion would be required by the end of June or another search would have to be ordered.

Who pays for searches when selling a house?

This is due to the searches that are required as part of the research for the Vendor’s Statement. Although the purchaser can potentially rely on the information presented in this statement, the vendor is legally obligated to provide this information and must pay for the compulsory searches to back it up.

What happens after house searches are done?

Your solicitor will normally undertake legal work on behalf of your lender as well. Once all searches have been received and answers to all enquiries have been answered satisfactorily, you will be invited by your solicitor to sign the contract papers including your mortgage deed.

How long after signing contracts do you get the keys?

two weeksCompletion is when the money changes hands and you are able to finally get hold of the keys to your new place. A time of two weeks is usually allocated between exchanging contracts and completion, although it can be even quicker than this. The buyer’s solicitor can be sued if they fail to meet the deadline.

How long does it take for local authority searches to come back?

As a rough guide, searches typically take around two to three weeks to complete, but remember that their results may prompt your solicitor to make further enquiries.

Can you do conveyancing searches yourself?

Using an agent to buy property The legal work involved in preparing the sales contract, mortgage and other related documents, is called conveyancing. While you can do your own conveyancing, most people engage a licensed conveyancer or solicitor.

What are local authority searches when buying a house?

The main purpose of a local search is to protect property buyers from any unpleasant eventualities that could affect their use and enjoyment of the property or which may have an effect upon its value (for purchaser and potential lender), and therefore is a key element in the conveyancing process.

What do local authority searches look for?

The Enquiries of the Local Authority (CON29), covers: Proposals for new roads, traffic and rail schemes within the vicinity of the property. Any planning decisions that could affect the property and the surrounding area in the future. Environmental factors such as whether the property is on contaminated land.

What does a local land charges search show?

The local land charges search will reveal whether a property is subject to a charge if that charge has been registered. The property will be subject to it regardless of whether it is registered or not. Other searches will need to be conducted to determine whether a property has an obligation on it.

Why do house searches take so long?

That’s because the amount of time they take is somewhat out of their control. Searches including checking the flood risk of the property, looking for any potential environmental hazards, and confirming how the property is connected to the local water system.

How long do searches take to complete?

The time between conveyancing searches and exchange of contracts is typically between 1 and 3 weeks. Although this may seem like quite a long time, you’ll be pleased to know that you’re on the home straight!

What are charges on a property?

A legal charge allows a lender to protect the money they have lent to an individual or company. It is a legal document signed by the borrower which is registered against the property at the Land Registry to alert any potential buyer of the existence of the debt.

How can I speed up buying a house?

Top tips for pushing your house purchase through as quickly as possibleGet your finances sorted. Arranging a mortgage can take several weeks, so it makes sense to start the process early. … Book your survey early. … Identify issues early on. … Speed up those searches. … Manage the chain.

How long after signing contracts do you complete?

The length of time between exchange and completion is whatever all the parties involved agree to, but it’s usually one or two weeks. That gives everyone time to organise themselves for completion: Buyers and sellers can confirm removals and start packing.

What does a charge on land mean?

A Local Land Charge is a restriction or prohibition imposed on a particular piece of land either to secure the payment of a sum of money, or to limit the use of the land. This charge is binding on successive owners and occupiers of the land.

How do I find out who owns unregistered land?

Get information about unregistered landask neighbours or adjoining landowners if they know who the owner(s) might be;ask local residents if they have any ideas about who might own it, as they may have lived in the area for a number of years and have ‘local knowledge’;ask in the local pub, post office or shop;More items…•

What is included in local searches?

What is contained in a Local Authority Search?Tree preservation orders.Listed buildings status.Conservation areas since 1974.Smoke control areas.Conditional planning permissions.Community Infrastructure Levy charges.Article 4 Directions.Financial charges registered against the property.More items…